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Dissertation Information for Robin Ann Douthitt

NAME:
- Robin Ann Douthitt

DEGREE:
- Ph.D.

DISCIPLINE:
- [No Discipline Recorded]

SCHOOL:
- Cornell University (USA) (1982)

ADVISORS:
- None

COMMITTEE MEMBERS:
- None

MPACT Status: Incomplete - Not_Inspected

Title: PENSION INFORMATION AND THE RETIREMENT DECISION OF MARRIED WOMEN

Abstract: "This study examines the pre-retirement, social security benefit expectations of married, working women and compares that amount to what those women are actually entitled to receive. Differences between the said amounts constitute lack of pension information and are hypothesized to be a function of both direct and indirect expected future benefits amounts and costs of search.

The data used in the empirical work are from the Longitudinal Retirement History Study. The sample for this study includes women who in 1971 were married, working, and were 59 years of age or older. Women's ages as well as their husbands' ages proved most significant in explaining whether they had any pension information, indicating a low marginal cost of gathering information from peers. Women who had higher incomes, fewer children under age 18 in the household, and expected private pension benefits proved to have the most accurate benefit information.

The second half of the analysis examines whether women with more accurate pre-retirement benefit information subsequently display significantly different retirement behavior than do women with poor or no pre-retirement benefit information. The underlying retirement model tested is a life cycle one where age of retirement is utilized as the dependent variable. Analysis reveals while no significant differences between the retirement behavior of married women with little information and women with no information are found, significant differences in retirement behavior is noted between those with little or no information. In the final chapter specific policy implications are drawn and discussed based on empirical results."

MPACT Scores for Robin Ann Douthitt

A = 0
C = 1
A+C = 1
T = 0
G = 0
W = 0
TD = 0
TA = 0
calculated 2009-05-05 20:53:19

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