Title I, SEC. 1384. COMMUNITY-RATED PREMIUMS WITHIN PREMIUM AREAS. 
      (a) Application of Community-Rated Premiums. The premiums charged by a 
    corporate alliance for enrollment in a corporate alliance health plan (not 
    taking into account any employer premium payment required under section 
    6131) shall vary only by class of family enrollment (specified in section 
    1011(c)) and by premium area. 

      (b) Designation of Premium Areas. 

        (1) Designation. Each corporate alliance shall designate premium areas 
      to be used for the imposition of premiums (and calculation of employer 
      premium payments) under this Act. 

        (2) Conditions. The boundaries of such areas shall reasonably reflect 
      labor market areas or health care delivery areas and shall be consistent 
      with rules the Secretary of Labor establishes (consistent with paragraph 
      (3)) so that within such areas there are not substantial differences in 
      average per capita health care expenditures. 

        (3) Anti-redlining. The provisions of paragraphs (4) and (5) of section 
      1202(b) (relating to redlining and metropolitan statistical areas) shall 
      apply to the establishment of premium areas in the same manner as they 
      apply to the establishment of the boundaries of regional alliance areas. 

      (c) Applications of Classes of Enrollment. 

        (1) In general. The premiums shall be applied under this section based 
      on class of family enrollment and shall vary based on such class in 
      accordance with factors specified by the corporate alliance. 

        (2) Basis for factors. Such factors shall be the same in each premium 
      and shall take into account such appropriate considerations (including 
      the considerations the Board takes into account in the establishment of 
      premium class factors under section 1531 and the costs of regional 
      alliance health plans providing the comprehensive benefit package for 
      families enrolled in the different classes) as the alliance considers 
      appropriate, consistent with rules the Secretary of Labor establishes. 

      (d) Special Treatment of Multiemployer Alliances. The Secretary of Labor 
    shall provide for such exceptions to the requirements of this section in 
    the case of a corporate alliance with a sponsor described in section 
    1311(b)(1)(B) as may be appropriate to reflect the unique and historical 
    relationship between the employers and employees under such alliances.