Title II, SEC. 2361. GRANTS FOR CONSUMER EDUCATION. 
      (a) Grant Program Authorized. The Secretary is authorized to make grants 

        (1) to States, 

        (2) to regional alliances (at the option of States within which such 
      Alliances are located), and 

        (3) to national organizations representing insurance consumers, 
      long-term care providers, and insurers, 

        for the development and implementation of long-term care information, 
      counseling, and other programs. 

      (b) Applications. 

        (1) In general. Each State or organization seeking a grant under this 
      section shall submit to the Secretary an application, in such format and 
      containing such information as the Secretary may require. 

        (2) Goals. Programs under this section shall be directed at the goals 
      of increasing consumers' understanding and awareness of options available 
      to them with respect to long-term care insurance (and alternatives, such 
      as public long-term care programs), including 

          (A) the risk of needing long-term care; 

          (B) the costs associated with long-term care services; 

          (C) the lack of long-term care coverage under the Medicare program, 
        Medicare supplemental (Medigap) policies, and standard private health 
        insurance; 

          (D) the limitations on (and conditions of eligibility for) long-term 
        care coverage under State programs; 

          (E) the availability, and variations in coverage and cost, of private 
        long-term care insurance; 

          (F) features common to many private long-term care insurance 
        policies; and 

          (G) pitfalls to avoid when purchasing a long-term care insurance 
        policy. 

        (3) Activities. An application for a grant under this section shall 
      indicate the activities the State or organization would carry out under 
      such grant, which activities may include 

          (A) coordination of the activities of State agencies and private 
        entities as necessary to carry out the State's program under this 
        section; 

          (B) collection, analysis, publication, and dissemination of 
        information, 

          (C) conducting or sponsoring of consumer education, outreach, and 
        information programs, 

          (D) providing (directly or through referral) counseling and 
        consultation services to consumers to assist them in choosing long-term 
        care insurance coverage appropriate to their circumstances, and 

          (E) other appropriate activities. 

        (4) Priority for innovation. In awarding grants under this section, the 
      Secretary shall give priority to applications proposing to use innovative 
      approaches to providing information, counseling, and other assistance to 
      individuals who might benefit from, or are considering the purchase of, 
      long-term care insurance. 

      (c) Period of Grants. Grants under this section shall be for not longer 
    than 3 years. 

      (d) Evaluations and Reports. 

        (1) By grantees to the secretary. Each recipient of a grant under this 
      section shall annually evaluate the effectiveness of its program under 
      such grant, and report its conclusions to the Secretary. 

        (2) By the secretary to the congress. The Secretary shall annually 
      evaluate, and report to the Congress on, the effectiveness of programs 
      under this section, on the basis of reports received under paragraph (1) 
      and such independent evaluation as the Secretary finds necessary. 

      (e) Authorization of Appropriations. There are authorized to be 
    appropriated, for grants under this section 

        (1) $10,000,000 for each of fiscal years 1995 through 1997 for grants 
      to States, and 

        (2) $1,000,000 for each of fiscal years 1995 through 1997, 

        for grants to eligible organizations.