Title VIII, SEC. 8302. ELIGIBILITY AND HEALTH SERVICE COVERAGE OF INDIANS. 
      (a) Eligibility. An eligible individual, as defined in section 1001(c), 
    is eligible to enroll in a health program of the Indian Health Service if 
    the individual is 

        (1) an Indian, or a descendent of a member of an Indian tribe who 
      belongs to and is regarded as an Indian by the Indian community in which 
      the individual lives, who resides on or near an Indian reservation or in 
      a geographical area designated by statute as meeting the requirements of 
      being on or near an Indian reservation notwithstanding the lack of an 
      Indian reservation; 

        (2) an urban Indian; or 

        (3) an Indian described in section 809(b) of the Indian Health Care 
      Improvement Act (25 U.S.C. 1679(b)). 

      (b) Election. An individual described in subsection (a) may elect a 
    health program of the Indian Health Service instead of a health plan. 

      (c) Enrollment for Benefits. An individual who elects a health program of 
    the Indian Health Service under subsection (b) shall enroll in such program 
    through a service unit, tribal organization, or urban Indian program. An 
    individual who enrolls in such program is not subject to any charge for 
    health insurance premiums, deductibles, copayments, coinsurance, or any 
    other cost for health services provided under such program. 

      (d) Payments by Individuals Who Do not Enroll. If an individual described 
    in subsection (a) does not enroll in a health program of the Indian Health 
    Service, no payment shall be made by the Indian Health Service to the 
    individual (or on behalf of the individual) with respect to premiums 
    charged for enrollment in an applicable health plan or any other cost of 
    health services under the applicable health plan which the individual is 
    required to pay.