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Re: Protecting Your Assets from Legal Attack
http://metalab.unc.edu/london InterGarden
london@metalab.unc.edu llondon@bellsouth.net
Just get product liability insurance, available from Farm Bureau;
it will, among other things, cover injuries or damages sustained
by CSA (or other clients) members while at your farm.
LL
On Wed, 6 Jan 1999 DGreen47@aol.com wrote:
> Date: Wed, 6 Jan 1999 19:55:06 EST
> From: DGreen47@aol.com
> To: csa-l@prairienet.org
> Subject: Re: Protecting Your Assets from Legal Attack
>
> Gotta give 'em credit, this is a group that would seem to have an interest in
> the topic, at least. <G>
>
> My attorney and insurance agent agree with me that nobody can stop any durn
> fool from suing. The best defense is a good defense -- document everything
> you do and everything you spend on safety, and also document a commitment to
> safety and/or quality in your business plan -- including how you propose to
> implement that commitment. For instance, if you allow CSA members to pick
> apples put it in the member handbook that nobody is allowed to climb up into
> the trees. If they then climb the tree and fall out and get hurt, well, they
> were breaking the published rules.
>
> Anybody can sue anybody. In order to collect they have to be able to prove
> willful disregard or negligence.
>
> I also carry extra insurance in case on of my livestock animals bites somebody
> or puts a dent in their car by getting hit by it. ;-( And I have standard
> "homeowners" plus a farm u-pick policy to cover CSA activities.
>
> Another way to protect personal assets is to incorporate as either a profit or
> not-for-profit organization. A not-for-profit can make money, it just puts
> all of its earnings back into the business -- which is what most farms do,
> anyway!
>
> Just a few other options in case anybody was falling for the spam.
>
> Dori Green
> Ash Grove Community Farm & Center for Sustainable Living
> Corning, NY
>
> http://www.agrove.com
>
References: